Financial statement analysis
Income statement, balance sheet and cash-flow analysis. It covers growth, margins, working capital, leverage and trends across years, all computed from your file.
AI for finance
AI financial analysis you can take to the board
Intigal AI reads financial statements, transaction exports and market data, computes the ratios and risk measures, and explains what they mean for the decision you're facing. That covers liquidity, profitability, solvency, valuation and portfolio risk.
Finance teams, founders, accountants, students and investors use it to get from raw numbers to a clear, checked answer in minutes, then share it as a report.
Financial analysis, computed and explained
Ratio analysis
Liquidity, profitability, efficiency and solvency ratios, such as the current ratio, ROE, ROA, gross and net margin, debt-to-equity and interest cover. Compare them over time or against peers.
Investment and portfolio analysis
Returns, volatility, correlations, drawdowns, Sharpe ratios and portfolio optimisation for a set of holdings.
Risk and scenario analysis
Sensitivity tables, best, base and worst cases, and risk assessment models for budgets, loans and investments.
Market and economic data
Bring live market data and public economic statistics, such as inflation, interest rates, exchange rates and GDP, into the analysis.
Reports for lenders and boards
Export the analysis as a PDF, Word or PowerPoint report for investors, lenders or your board. Available on Pro.
Finance questions people ask Intigal AI
- Calculate the key financial ratios from these three years of statements and explain the trend.
- Is this company's debt sustainable? Compute its leverage and interest cover.
- Compare the risk and return of these five stocks over the last three years.
- Build a cash-flow summary from this bank export and flag the unusual months.
- What would a two-point rise in interest rates do to our loan repayments?
- How have inflation and the exchange rate affected our import costs since 2022?
AI for finance, used responsibly
Intigal AI shows its numbers and its assumptions so that a qualified person can check them. It is an analysis tool, not a licensed financial adviser. Use it to understand, test and present the figures, and make regulated decisions with a professional.
How it works
01
Ask or upload
Type a question in plain English, or attach a CSV, Excel, JSON, PDF or Word file (Pro and Max).
02
It computes
Intigal AI reads the data, picks the method and calculates the result. You see each step as it happens.
03
Use the answer
Get the answer with charts and tables, or download it as a PDF, Word or PowerPoint report.
Questions and answers
Can Intigal AI analyse financial statements?
Yes. On Pro, upload statements as Excel, CSV or PDF files and ask for the analysis you need. Intigal AI computes the ratios and trends and explains what they show.
Does it give investment advice?
No. It computes and explains financial figures, risk measures and scenarios, but it is not a regulated financial adviser. Check important decisions with a qualified professional.
Can I use it for free?
The Free plan gives you unlimited questions and answers, with charts. Uploading your own files, deeper analysis, web search and PDF, Word or PowerPoint reports come with Pro and Max.
Which financial data can it work with?
Your own files, live market and financial data, and public economic datasets from the dataset library, such as GDP, inflation, trade and prices.
Related
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- AI market researchAI market research: market sizing, competitor analysis, customer segmentation, survey analysis and sentiment, computed from your data and public sources.
- Free datasetsSearch and preview tens of thousands of public datasets for free: World Bank, Eurostat, Our World in Data, UCI machine learning and government open data.
- Dataset librarySearch tens of thousands of public datasets by topic, country or publisher.
- Plans and pricingUnlimited questions free; Pro and Max analyse your files and write reports.
Try it on your own question
- Unlimited questions, free
- Computed, not guessed
- Private to your account